RESTRICTED BUSINESS MODELS

PROHIBITED FROM USE OF ANY PAYMENTWALL SERVICES

Paymentwall does not provide services to certain categories of business models (“Restricted Businesses”). Restrictions are imposed by the payment partners, credit card networks, acquiring banks, U.S. and international institutions and authorities. By registering for Paymentwall merchant account, you are confirming that you will not use the Paymentwall Services for any activities that violate any law, statute, ordinance, or regulation and/or in connection with the following businesses, business activities or business practices:

Adult content and services Pornography and other obscene materials, including literature, images, video, hentai. Sexually-related services such as prostitution, escort services, mail-order brides, adult live chats, and adult phone service.
Gambling Lotteries, bidding fee auctions, sports forecasting or odds making, fantasy sports leagues and social gambling with cash prizes, internet gambling, games of chance.
Prohibited goods and services Narcotics, marijuana, prescription drugs, pharmaceuticals, and medical devices. Legal highs (poppers, psychotropic mushrooms/cactuses). Alcohol products. Tobacco, e-cigarettes, and e-liquid. Weapons and ammunitions, gunpowder and other explosives. Hazardous materials (chemical, radioactive, biohazard, corrosive, caustic, volatile, combustible). Jewelry, precious stones. Cosmetics. Vitamins, minerals, health supplements. Animals. Crops, plants, and other perishable goods. Spytools (card data collectors, keyloggers, jammers). Modchips.
Intellectual property or proprietary rights infringement Product or service that directly infringes or facilitates infringement upon the trademark, patent, copyright, trade secrets, or proprietary or privacy rights of counterfeit music, movies, software, games, newspapers, or other licensed materials. Unauthorized sale or resale of brand name or designer products or services. Goods or services that are illegally imported or exported.
Electronics Sale and resale of laptops, mobile phones, smartphones, TVs, and other electronic devices. Hardware and any parts of electronic devices.
Cryptocurrencies Bitcoin or other cryptocurrency wallet, cryptocurrency storages, cryptocurrency mining.
Airlines Air transport services for traveling passengers and freight, aircraft rent of any kind.
Multi-level marketing “Get rich quick” seminars, pyramid schemes, network marketing, and referral marketing programs, email spam.
Investment and money services Money transmitters, check cashing, stock / currency trading and courses, wire transfers, money orders, currency exchanges or dealers, e-money exchange, sale of bonds, collections agencies.
Server testing DDoS attack tools, firewall testing tools.
File Hosting File hosting services, cloud storage services, online file storage providers, or cyberlockers.
No-value-added services Sale or resale of a service without added benefit to the buyer.

LIMITED USE OF PAYMENTWALL SERVICES

Paymentwall limits its services for certain Restricted Businesses and requires pre-approval to accept payments for certain services as detailed in the chart below. Restrictions are imposed by the payment partners, credit card networks, acquiring banks, U.S. and international institutions and authorities. By registering for a Paymentwall merchant account, you are confirming that you will use only eligible services in connection with the following businesses, business activities or business practices:

Anonymizer service VPN services, proxy server access providers.
Game bots Any kind of software application that runs automated tasks (scripts) in the game.
Pay for publicity “Get instant views / likes / comments” websites
Crowdfunding service Services for funding a project or venture by raising monetary contributions online.
Mobile Phone Unlockers Jailbreaking, rooting, unlocking services for mobile phones and smartphones.
TV streaming Website or application that streams movies, TV-shows, music videos, or other multimedia online without proprietary rights.
High risk businesses Business models that we believe poses elevated financial risk, such as private gaming servers, financial trading courses, or outsourcing companies.

The above chart is not inclusive and is subject to change. If you are uncertain as to whether your business is a Restricted Businesses, please contact us at compliance@paymentwall.com.